[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.visaton.sk\/karta-alebo-hotovost\/#Article","mainEntityOfPage":"https:\/\/www.visaton.sk\/karta-alebo-hotovost\/","headline":"Karta alebo hotovos\u0165?","name":"Karta alebo hotovos\u0165?","description":"Radi plat\u00edte za tovar platobnou kartou alebo e\u0161te st\u00e1le si vyber\u00e1te financie z bankomatu? M\u00f4\u017eete ma\u0165 aj hotovos\u0165 aj bankomatov\u00fa platobn\u00fa kartu vo va\u0161ej pe\u0148a\u017eenke. Pod\u013ea svojej potreby viete hociktor\u00fa met\u00f3du platenia pou\u017ei\u0165. Na niektor\u00fdch miestach sa bez hotovosti nezaob\u00eddete, pr\u00e1ve vtedy sa v\u00e1m oplat\u00ed ma\u0165 vybrat\u00e9 penia\u017eky z bankomatu. Platobn\u00fa kartu viete vyu\u017e\u00edva\u0165 v…","datePublished":"2024-01-25","dateModified":"2024-06-26","author":{"@type":"Person","@id":"https:\/\/www.visaton.sk\/author\/#Person","name":"","url":"https:\/\/www.visaton.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2dfb47fe8ef5e1795dc8fdf9fc01f7f6e0de0c5b588d6a35abd2f00b6a65d2be?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2dfb47fe8ef5e1795dc8fdf9fc01f7f6e0de0c5b588d6a35abd2f00b6a65d2be?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"visaton.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.visaton.sk\/wp-content\/uploads\/atm-1524870_640_1.jpg","url":"https:\/\/www.visaton.sk\/wp-content\/uploads\/atm-1524870_640_1.jpg","height":0,"width":0},"url":"https:\/\/www.visaton.sk\/karta-alebo-hotovost\/","about":["Financie"],"wordCount":389,"articleBody":"Radi plat\u00edte za tovar platobnou kartou alebo e\u0161te st\u00e1le si vyber\u00e1te financie z bankomatu? M\u00f4\u017eete ma\u0165 aj hotovos\u0165 aj bankomatov\u00fa platobn\u00fa kartu vo va\u0161ej pe\u0148a\u017eenke. Pod\u013ea svojej potreby viete hociktor\u00fa met\u00f3du platenia pou\u017ei\u0165. Na niektor\u00fdch miestach sa bez hotovosti nezaob\u00eddete, pr\u00e1ve vtedy sa v\u00e1m oplat\u00ed ma\u0165 vybrat\u00e9 penia\u017eky z bankomatu. Platobn\u00fa kartu viete vyu\u017e\u00edva\u0165 v obchodoch s potravinami alebo aj v in\u00fdch obchodoch. Av\u0161ak v niektor\u00fdch obchodoch maj\u00fa vyslovene pri vstupe nap\u00edsan\u00e9, \u017ee nie je mo\u017en\u00e9 plati\u0165 platobnou kartou. S\u00fa to hlavne mal\u00e9 prev\u00e1dzky, v ktor\u00fdch sa im neoplat\u00ed ma\u0165 termin\u00e1l.Ka\u017ed\u00fd si m\u00f4\u017ee vybra\u0165, akou formou chce zaplati\u0165. Ak potrebujete plati\u0165 pravideln\u00e9 mesa\u010dn\u00e9 platby, je lep\u0161ie plati\u0165 prevodom alebo inkasom z v\u00e1\u0161ho \u00fa\u010dtu. Inkasom si na svojom bankovom \u00fa\u010dte mus\u00edte zriadi\u0165 alebo nastavi\u0165. Prevod z v\u00e1\u0161ho \u00fa\u010dtu m\u00f4\u017eete vykona\u0165 hocikedy, aj o polnoci, no r\u00e1tajte s t\u00fdm, \u017ee prevod potrv\u00e1 aj dva dni. V inom pr\u00edpade je to, ak maj\u00fa obidve banky mo\u017enos\u0165 okam\u017eit\u00fdch platieb. Vtedy prevod trv\u00e1 p\u00e1r sek\u00fand. Ka\u017ed\u00e1 banka to m\u00e1 inak a len vy budete vedie\u0165, ko\u013eko prevod bude trva\u0165. Okam\u017eit\u00e9 platby s\u00fa n\u00faten\u00e9 zavies\u0165 postupne v\u0161etky banky a to bez rozdielu. Je na to z\u00e1kon, ktor\u00fd je schv\u00e1len\u00fd. Av\u0161ak zatia\u013e tieto okam\u017eit\u00e9 platby maj\u00fa zaveden\u00e9 len niektor\u00e9 banky. Mo\u017eno pr\u00e1ve va\u0161a banka patr\u00ed medzi tie modernej\u0161ie.To, ak\u00fa banku m\u00e1te, rozhodujete vy. Hocikedy si viete zriadi\u0165 bankov\u00fd osobn\u00fd \u00fa\u010det aj v inej banke, ak by ste neboli spokojn\u00fd s tou svojou bankou. Ka\u017ed\u00e1 banka m\u00e1 in\u00e9 poplatky, na \u010do si mus\u00edte da\u0165 pozor. Niekde sa plat\u00ed za zriadenie r\u00f4znych slu\u017eieb, in\u00e9 maj\u00fa poplatky za v\u00fdbery z bankomatov alebo niektor\u00e9 tieto v\u0161etky slu\u017eby maj\u00fa aj zadarmo. Mus\u00edte by\u0165 len klientom banky. Aj v\u00e1m chodia mesa\u010dn\u00e9 v\u00fdpisy na e-mail? Je to jednoduch\u00e1 forma inform\u00e1ci\u00ed, kde nemus\u00edte \u010daka\u0165 do po\u0161tovej schr\u00e1nky administrat\u00edvu. Pre banku by to boli len zbyto\u010dn\u00e9 n\u00e1klady, ktor\u00e9 musia vynalo\u017ei\u0165 na odoslanie tak\u00fdchto mesa\u010dn\u00fdch v\u00fdkazov.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Karta alebo hotovos\u0165?","item":"https:\/\/www.visaton.sk\/karta-alebo-hotovost\/#breadcrumbitem"}]}]